AEPS API – Aadhaar Enabled Payment System for Businesses

Feb 2, 2025 API Team

AEPS API allows businesses to process Aadhaar-based payments, enabling secure and instant transactions directly from bank accounts. It supports a variety of services including balance enquiry, cash deposit, cash withdrawal, and fund transfers.

What Is AEPS API?

AEPS API is a unified interface that allows merchants, fintech apps, and banks to perform Aadhaar-based payment transactions efficiently. Using biometric authentication and Aadhaar verification, businesses can ensure secure financial operations.

“Simplifying Aadhaar-based banking and payments for businesses and fintech platforms.”

Key Benefits of AEPS API

✔ Secure Aadhaar-based authentication
✔ Real-time transactions with instant settlement
✔ Support for withdrawals, deposits & fund transfers
✔ Integration with multiple banks
✔ High uptime and low latency
✔ Compliance with NPCI and RBI regulations

How AEPS API Helps Your Business?

AEPS API enables businesses to expand their banking services, reduce operational delays, and provide safe, reliable financial transactions to customers.

Industries Using AEPS API

✔ Retailers & Banking Agents
✔ Fintech Platforms & Wallets
✔ Microfinance & Cooperative Banks
✔ Payment Aggregators

Conclusion

AEPS API empowers businesses with secure, fast, and scalable Aadhaar-enabled payment solutions, enhancing customer trust and operational efficiency.