Innovation
Continuously exploring new technologies to enhance solutions.
API PAYMENT is a leading fintech API platform built to simplify payments, banking, and verification services across India. From small retailers to fast-scaling enterprises, we provide ready-to-integrate APIs that help businesses accept payments, make payouts, verify identities, and manage utility services with complete security and transparency.
Our mission is to enable businesses in every city, town, and village to access modern financial technology without complexity. With AEPS, DMT, BBPS, UPI, Payout APIs, and more, we bring banking and digital payments closer to millions of users.
Whether you need to transfer money instantly, settle vendor payouts, manage recurring payments, or enable instant UPI collections, API PAYMENT ensures fast, secure, and seamless processing—anytime, anywhere.
Our API ecosystem is engineered for businesses that require speed, reliability, and complete automation. Every API—whether it’s Pay In, Payout, AEPS, BBPS, DMT, Verification, or Travel—delivers unmatched performance with real-time transaction tracking and enterprise-grade security.
Backed by powerful infrastructure, API PAYMENT enables businesses to scale effortlessly. Whether you run a fintech startup, retail network, NBFC, developer platform, or enterprise application, our APIs help you build secure financial workflows in minutes—not months.
To empower businesses, startups, financial institutions, and developers with a powerful, secure, and scalable digital payment ecosystem. Our mission is to simplify financial technology by offering seamless API integration, enterprise-grade security, and reliable transaction processing.
We aim to bridge the gap between advanced fintech solutions and everyday users by enabling every merchant, retailer, and enterprise to access modern banking and payment infrastructure. With a focus on trust, innovation, and efficiency, we strive to make digital financial services accessible to every corner of India.
To become India’s most trusted, innovative, and future-ready fintech API platform— powering millions of secure transactions daily and enabling businesses to grow with confidence. We envision a country where integrating payments takes minutes and every business, small or large, enjoys the power of digital financial technology.
Our long-term vision is to revolutionize the fintech landscape by building a next-generation ecosystem that supports banks, NBFCs, enterprises, retail networks, and fintech startups with fast, compliant, and intelligent financial solutions. We are committed to shaping the future of payments with automation, security, and scalability at the core.
Discover the key advantages that set our API solutions apart.

Access a complete range of Payment, Banking, Wallet, Verification, and Travel APIs—designed to work seamlessly together from a single unified gateway.

Every API is protected with bank-grade encryption, secured protocols, and compliant with RBI/PCI guidelines for safe and regulated financial operations.

Clean documentation, sandbox environments, SDKs, and 24/7 technical support make integration easy—even for complex workflows.

Built to handle thousands of transactions per second with high uptime, faster response time, and low latency for uninterrupted business operations.

Fully customizable APIs and pricing plans tailored for startups, retailers, MSMEs, enterprises, and aggregators.

Launch your product instantly with ready-to-use payment and verification APIs that reduce development time and accelerate revenue growth.
The guiding principles that shape our culture and drive our decisions.
Continuously exploring new technologies to enhance solutions.
Building robust systems partners can depend on 24/7.
Protecting data & funds with advanced security protocols.
Putting partner success at the heart of our mission.
We operate with transparency, honesty & ethics.
Working closely with partners and teams for shared success.