Privacy Policy

Apispayment (“we”, “our”, “us”) is committed to safeguarding the privacy of every user, partner, merchant, and developer who interacts with our website, platforms, and APIs.

This policy outlines how we collect, process, use, and protect your data while delivering Payment APIs, Payout APIs, UPI/QR, AEPS, BBPS, DMT, Travel APIs, Verification APIs, and related financial services.

By accessing or using our website or APIs, you agree to the practices outlined in this Privacy Policy.

1. Information We Collect

We collect different types of information to deliver secure and reliable API services:

  • Personal Details: Name, email, phone number, address.
  • Business Information: Company details, GST, registration documents.
  • KYC Documents: PAN, Aadhaar, banking details (as required).
  • API Credentials: Keys and authentication tokens.
  • End-User Data: Processed for AEPS, Payments, BBPS, Travel bookings etc.
  • System Data: IP address, device info, logs, usage patterns.

2. How We Use Your Information

  • To create accounts and authenticate API access.
  • To process payments, payouts, AEPS transactions, BBPS, and Travel bookings.
  • To verify identity and comply with legal KYC/AML rules.
  • To provide customer support and operational notifications.
  • To improve API performance, speed, and user experience.
  • To prevent fraud and unauthorized activities.

3. Sharing of Information

  • Banks, NPCI, and financial partners for payment processing.
  • BBPS billers and Recharge operators.
  • Travel providers (Airline/GDS/Hotels) for bookings.
  • Verification agencies for KYC or identity checks.
  • Cloud hosting and analytics service providers.

4. Data Security

We use encryption, secure servers, access control, and monitoring systems to ensure your data remains protected. However, no online transmission is 100% secure.

5. Data Retention

Transactional, KYC, and financial data are stored as required by law and regulatory compliance guidelines (RBI, NPCI, etc.).

6. Your Rights

  • Request access or correction of stored data.
  • Request deletion where legally permissible.
  • Object to non-essential communication.

7. Third-Party Links

Our site may contain external links. We are not responsible for their privacy practices.

8. Changes to This Policy

Apispayment may update this Privacy Policy periodically. Users will be notified of major changes.

9. Contact Information

Apispayment

Email: Sales@apispayment.com

Phone: +91-8862841238

Address: 116, Patliputra Kurji Rd, New Patliputra Colony, Patna, Bihar 800013