DMT API – Secure Domestic Money Transfer Across India

Transfer funds instantly to any bank account using our DMT API with IMPS & NEFT. Real-time verification, instant confirmation and highest success ratio for smooth business payouts.

About DMT API

The Domestic Money Transfer (DMT) API helps businesses, retailers, fintech and service providers offer fast, secure, and seamless bank-to-bank fund transfer services. With IMPS & NEFT rails, customers can transfer money 24×7 across all banks in India without visiting a branch.

How DMT API Works – Step-by-Step

Step 1 – Sender Registration: Customer registers using mobile number + OTP verification.
Step 2 – Sender KYC: Basic KYC validation ensures secure money transfer compliance.
Step 3 – Add Beneficiary: Customer adds beneficiary account number & IFSC which is validated instantly.
Step 4 – Initiate Transfer: Customer enters amount → transaction initiated via IMPS/NEFT rails.
Step 5 – Bank Processing: API routes transaction through best active bank channel for faster success.
Step 6 – Real-Time Response: Success, pending or failure status returned instantly through API.
Step 7 – Transaction History: Every transaction recorded in dashboard with settlement details.